Mortgage Tools and Calculators
Smart mortgage planning starts with the right tools. Use these calculators to explore your options, estimate your costs, and make confident decisions. For a strategic edge, check out our latest market update to stay ahead of rate trends and real estate shifts.
Quickly estimate your monthly mortgage payment, including principal, interest, taxes, insurance, and PMI—all in one simple, smart tool.
Calculate your Debt Service Coverage Ratio to see if your investment property qualifies—fast, simple, and investor-friendly.
Compare standard vs. buydown mortgage options to see how much you can save on monthly payments during the first 1-3 years of your loan.
Estimate how much you’ll walk away with after selling your home by factoring in sale price, mortgage payoff, commissions, and other closing costs.
Central Texas Market Update – Mid-Year 2025
Explore five key strategies to thrive in today’s Central Texas real estate market. Perfect for agents and buyers looking to navigate inventory shifts and pricing trends with confidence. ...more
Weekly Rate Update
July 23, 2025•1 min read
Rates Are Holding Steady — But Here’s What You Should Know
Mortgage rates remain steady with low risk for now, but Fed policy, tariffs, and upcoming economic reports could shake things up. Here’s what borrowers should watch in the coming weeks. ...more
Weekly Rate Update
July 22, 2025•3 min read
How the One Big Beautiful Bill Act Reshapes Real Estate (And What It Means for You)
Discover how the One Big Beautiful Bill Act impacts taxes, homeownership, and real estate investing—with major benefits for buyers, sellers, and pros. ...more
Mortgage ,Home Buying Reverse Mortgage Investors &Weekly Rate Update
July 22, 2025•0 min read
🏡 Austin-Round Rock Market Update – What Agents Need to Know (May 2025)
Get the latest on the Austin-Round Rock housing market! See what’s happening with home prices, inventory, and interest rate trends—and what it all means for your buyers and sellers this summer. ...more
Weekly Rate Update
June 24, 2025•2 min read
Mortgage Rate Gains Fall Off a Cliff: Tariff Rumors Driving Volatility
Mortgage rates took a dive last week—but just as quickly, they spiked again. 📈💥 Tariff rumors are driving major market volatility. Here’s what buyers, sellers, and agents need to know right now. #Mo... ...more
Weekly Rate Update
April 08, 2025•3 min read
Rates, Recession, and Real Estate: What’s Really Going On With the Market?
Wondering what’s really going on with the housing market? This post breaks down how tariffs and recession fears impact mortgage rates, why waiting to buy could cost more later, and what rising competi... ...more
Home Buying ,Weekly Rate Update
April 05, 2025•2 min read
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Austen Smith | Certified Mortgage Planning Specialist | NMLS# 265697
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